Check out Citizensbank of Canada. They are a wholy-owned subsidiary of VanCity. It is a virtual bank. If you maintain a balance of over $1000 for whole month, there are no fees. Free cheques. Free phone banking. Free internet banking. Cheques returned to you. Monthly paper statement. 24/7 live customer service. Free $1000 creditline.

I have been with them for 6 years now without any complaints!!

Here is their link.

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http://www.thedalzells.org - Where I Live